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MoneyMath

Hourly to Salary Calculator (all pay frequencies)

Convert $X/hour to yearly, monthly, biweekly, and weekly salary. Handles any hours/week and PTO adjustment. Also works for comparing job offers across pay formats.

๐ŸŸข Updated April 2026๐Ÿ‘ค Reviewed by MoneyMath Editorialโšก Runs in your browser ยท inputs never leave your device
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52 = full year incl. PTO. Subtract unpaid weeks if unpaid gaps.

$25.00/hr =
$52,000/yr
Based on 40 hrs ร— 52 weeks
Per month$4,333
Per biweekly paycheck$2,000
Per week$1,000
Per day (5-day week)$200.00
Show the formula
annual = hourly ร— hours/week ร— weeks/year
monthly = annual / 12
biweekly = annual / 26 (actually 26.07 due to leap years)

Common conversions

The quick math

The rule of thumb: double your hourly rate, add three zeros. $20/hr ร— 2 = 40 ร— $1,000 = $40,000 annual (full-time). Works because 2,080 hours/year (40 ร— 52) โ‰ˆ 2,000 for approximation. Actual is about 4% higher.

What affects your real take-home

  • Overtime โ€” time-and-a-half past 40 hours/week boosts annual by 30โ€“50% for heavy-OT workers.
  • Unpaid time off โ€” if you take 2 weeks off unpaid, multiply by 50/52 โ‰ˆ 96% of the base number.
  • Taxes + health insurance โ€” federal, state, and FICA typically take 20โ€“30% off the top for mid-income workers.
  • Benefits โ€” a $60k salary with full benefits often beats a $75k salary with no benefits.

Frequently Asked Questions

Why does biweekly not equal annual / 26 exactly?

A year has 52.14 weeks, so biweekly pay periods = 26.07 per year. Two months per year contain three paychecks instead of two. Some employers use 26 even biweekly periods (pay a little more each check); others use exact-days accounting.

How many working hours are in a year?

Standard full-time = 2,080 hours (40 hrs ร— 52 weeks). With 2 weeks unpaid vacation = 2,000. With 3 weeks PTO included = 2,080 (PTO is paid hours). Most salary calculators assume 2,080.

What's the difference between gross and net pay?

Gross = before deductions. Net = after federal income tax, state income tax, FICA (7.65%), benefit premiums, and 401(k) contributions. For a mid-bracket single filer, net is usually 70โ€“78% of gross.

How do I convert back โ€” salary to hourly?

Divide by 2,080 for an approximate hourly (assumes 40 hrs/week, 52 weeks, no overtime). For true hourly including overtime and PTO-weighting, use the hourly rate calculator from the Tools menu.